Death to the HMO plan!!!

Over the past couple years, I have come to find out 2 facts of life:

  1. When you finally get medical insurance, you get sick more often.
  2. HMO plans blow.

I thought I would save some money going with the HMO plan, but after two years of hearing things like “I’m sorry, Dr. ____ is not accepting any more HMO patients,” “I’m sorry, your plan doesn’t allow us schedule with another doctor…but your doctor will be in at the end of April,” and “I’m sorry, you have to give up your first-born son, you can’t leave your house, bake that cake, or take a nap with the music on. Actually, you don’t have any basic civil rights because you have the HMO plan.”

I’m sick of it. I don’t care if I pay another $15 a month–I’m switching to PPO this May.

…now I’m just another $15/month vicitim of the health care system. We should have a socialized health care system where we have to schedule appointments 3 months in advance and pay 50% of our money in taxes. Like Canada.

Related Posts

Comment via Facebook

No Comments

  1. Daniel

    It’s only $15/mo more for PPO? That’s nice.

  2. Dave M.

    I’m with you on this Tim. I feel your pain. Did I ever tell you the time when my eyes needed treatment and my hospital wanted to charge me $80 for eyedrops? Greedy ba$t*rds!

  3. Mac

    The medical insurance field in general sucks. There’s just too much bureaucracy and red tape. When I had all my medical problems last year, there were so many billing issues and bad customer service with my insurance.

  4. Tim

    We’ve had our share of billing issues. Neither Chesney’s or I’s insurance will pay for Caleb’s well-baby checkups–they only pay for when he’s really sick. You’d think it would actually be cheaper for them to pay for preventative care than if Caleb came down with something crazy because we didn’t bring him to a well-baby checkup.

Thoughts? Comments?